On behalf of the FTU-CTCL Board and Management, I extend greetings to all our valued shareholders. We take due cognizance of the immense challenges our teacher colleagues are currently confronted with, in the endeavor to deliver the best possible education to the children under our care. Those in the Covid-19 infested zones are almost equally exposed as the frontline workers.

A large number of us are also sustaining members of extended families as well as those in the neighborhood that have lost their sources of income. This has prompted the board to craft out an additional signature loan for ease of borrowing. We have also expedited the processing of dividends despite not being able
to convene the AGM.